FDIC Insurance Information
Your accounts at CertusBank are insured to the maximum amounts allowed by the Federal Deposit Insurance Corporation (FDIC).
FDIC deposit insurance permanently increased to $250,000 per depositor.
Deposits at FDIC-insured institutions are now insured permanently up to at least $250,000 per depositor. This means that if you have up to $250,000 in a deposit account at CertusBank, your deposits are fully insured.
Notice of changes in temporary FDIC insurance coverage for transaction accounts. Unlimited FDIC coverage available for certain accounts.
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
More information
- The FDIC has created an online tool that provides customized information about your insured accounts. EDIE, the Electronic Deposit Insurance Estimator, is available for free on the FDIC website at www.fdic.gov/EDIE. This service allows you to quickly and easily check whether all your accounts are fully insured.
- To learn more, you can also contact the FDIC directly at 877-ASK-FDIC from 8:00 a.m. until 8:00 p.m. or visit the FDIC website at www.fdic.gov.
- Talk to a CertusBank team member to learn how to maximize FDIC coverage.
