Personal Banking :: Mortgages
Home Mortgage Loans
Your biggest investment experience should be your most rewarding experience. That's why we're here.
You can trust CertusBank to deliver a superior mortgage experience. Whether you’re purchasing a home or refinancing, we provide straightforward, easy-to-understand products and advice, helping you make smart borrowing decisions that meet your needs today and tomorrow.
Most importantly, you'll find some great people -- our mortgage loan team -- that want to help you get the most from your mortgage.
Visit our mortgage center at: www.certusbankmortgage.com
Fixed Rate Mortgages
Good choice if you prefer a fixed monthly payment, want to increase the loan amount you qualify for, or anticipate living in the home for 10 years or longer.
- We offer convenient terms to meet every homeowner's needs.
- Fixed rate and monthly payment for life of loan
- Apply online at www.certusbankmortgage.com
Low or No Down Payment Programs
Great choice for first-time homebuyers or if you need 100% financing or a low down payment.
- USDA Rural Housing
- Veterans Affairs (VA) programs
- FHA programs
- Apply online at www.certusbankmortgage.com
Additional Loan Programs
We can tailor a mortgage loan for your unique situation and borrowing needs.
- Government-secured loans, including FHA, VA and USDA Rural Housing
- Jumbo Mortgages
- Extended Rate Lock Programs
- Adjustable Rate Mortgages
- Apply online at www.certusbankmortgage.com
Mortgage Pre-Approvals
- House shop with confidence
- Find out how much house you can afford
- Take the worry out of applying for a mortgage
- It's easy to apply
- Get pre-approved online at www.certusbankmortgage.com
* Maximum loan-to-value ratios may vary
** Ask your tax advisor for details
