- Loan approvals in 24 hours or less
- Closing in 10 days or less
- Reduced closing costs
- Flexible five year adjustable rate mortgage
- Finance up to 89%, including closing costs*
- Available for first and second homes
- Please contact us to apply
Contingent on completed application. Mortgage closing within 10 business days or less in most cases.
Fixed Rate Mortgages
Good choice if you prefer a fixed
monthly payment, want to increase the loan
amount you qualify for, or anticipate living
in the home for 10 years or longer.
- Convenient 30-year, 20-year, 15-year and
10-year loans available
- Fixed rate and monthly payment for life of loan
- Apply
now
Adjustable Rate Mortgages (ARMs)
Great product if you prefer to keep
payments low the first few years, want to
maximize your buying power, or if you plan
to move within 10 years.
- Keeps payments low for the first few years
- Interest rate can change at regular intervals
based on loan terms
- Lifetime rate cap ensures the maximum
rate you would ever pay
- Apply
now
Construction Mortgages
Easy way to buy property and build
your new home with one application, one loan
and one closing.
- Combines financing for the land purchase
and new home construction into one loan
- Pay only one set of closing costs
- Lock-in your loan rate at time of application
- Apply
now
Interest-First Mortgages
Good product if you want to maximize
your buying power and keep payments low the
first few years.
- Pay only the interest, taxes and insurance
each month for the first 10 years
- Low monthly payment with the stability
of a fixed rate mortgage
- Apply
now
First Time Homebuyer Programs
We understand the unique needs of
first time homebuyers and have designed a
program just for you.
- Financing up to 100% of home’s
value
- Little or no down payment required
- Apply
now
Additional Loan Programs
We can tailor a mortgage loan for your unique situation and borrowing needs.
- Jumbo Mortgages
- Lot/Land Loans
- Extended Rate Lock Programs
Mortgage Pre-Approvals
- House shop with confidence
- Find out how much house you can afford
- Take the worry out of applying for a mortgage
- Call 864-306-2540 or toll-free 866-421-CSBT
- Apply online, 24 hours a day
It's Easy to Apply!
- Apply online, 24 hours a day
- Request an application by phone at
866-421-CSBT
- Request an application through our website
- Have one of our Mortgage
Experts visit you at your home, office
or any one of our branch locations by calling
866-421-CSBT
